Credit analyst - Lagos

Job brief

We are looking for a professional Credit analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring his financial obligations.

Responsibilities

Assess creditworthiness of existing or prospective clients
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
Complete ratio, trend and cash flows analyses and create projections
Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
Determine in depth the degree of risk involved
Carefully analyse data and produce clear and objective reports
Routinely monitor loans for compliance
Adhere to credit policy and guidelines
Monitor corporate portfolio asset quality on an ongoing basis
Draft models of credit information that predict trends and patterns

Requirements

Proven working experience as a credit analyst
Proficiency in statistical packages and financial software
Up to date with legal, compliance and market risk related issues
Ability to analyze cash flows, leverage, collateral and customer strength
Strong communication and presentation skills
Sound judgement

Mode of application
Qualified and Interested applicant should forward their CV or COVER LETTER to hr.mtglogistics @gmail.com or send Names, mobile no, qualification to the message box or mobile no attached in this advert.